ARSENYAN, Arman A.; POPOVA, Olga V. Individual investment account as an effective tool for private investment: opportunities, risks and development prospects. State and Municipal Management. Scholar Notes, [S. l.], n. 2, p. 77–86, 2025. Disponível em: https://gmu.owebs.ru/article/view/1070. Acesso em: 8 nov. 2026.