The transformation of the processes accompanying the sale of goods to customers and the change in the nature of interaction with counterparties through non-cash payments have made it possible to optimize the solution of a number of tasks related to the organization of money turnover of companies. With regard to the development of settlements with customers in the field of digital technologies, the following factors can be noted, which are increasingly manifesting themselves in the financial market: interbank competition; government policy aimed at reducing the money turnover of the shadow economy; behavioral activity of buyers; development of payment infrastructure. These prerequisites have formed a set of management tasks for company specialists, which consist in optimization, implementation and adaptation to these changes.
