Вишняков Игорь Петрович

The article is devoted to the actual problem of availability of microfinance in the conditions of economic instability typical for Russia. The current state of this sector of the economy is analyzed. At the moment, the domestic economy needs to improve the availability of financial services. On the basis of the analysis, it is concluded that there is a need for microfinance and microcredit organizations, but taking into account their main objectives: poverty alleviation and financing of start-up entrepreneurs.

In the article the basic tendencies of development of the regional banking system in crisis, its strengths and weaknesses, the predicted level of investment attractiveness of Russian regional banks, as well as identified the most attractive segments of the credit market, on the basis of which the conclusion about the necessity of modernization of tools and methods to assess the regional banking systems.