Lebedeva, N. Y., A. I. Kolosov, and E. S. Lobacheva, “Modern Trends of Digitalization in the Banking Sector”, Статьи, State and Municipal Management. Scholar Notes, nos. 2 (Mar. 2024), 114-20, https://doi.org/10.22394/2079-1690-2024-1-2-114-120.