Добаев Андрей Игоревич

In this article, the author, on the basis of the world experience, systematizes the economic schemes used by the "hawaladars" (operators of the "hawala" system) in the process of implementing traditional and modern models of money and value transfers within the "hawala" system. The author proposes the classification of these schemes taking into account the facts revealed in the world economy (including the shadow one) and structures the configuration of the mutual settlements that may be of practical interest in the state regulation of the "hawala" system and other similar money or value transfer systems and in implementing measures of "anti-laundering" legislation recommended by the FATF (Financial Action Task Force on Money Laundering).

The article presents the main reasons for the emergence and development of a radical Islamist group, which has become widely known as the "Islamic state" (ISIS). The basic ideological constructs of ISIS and its structure, in the context of global and regional goals have been found out, original political practice had been specified, as well as the channels of economic assistance. As a result, one can conclude that in all these parameters ISIS leaders have not developed anything new, original, that distinguishes them from the repre-sentatives of other contemporary extremist organizations, ranging from the Egyptian "Muslim Brother-hood" and ending with "al-Qaeda".

N this article the author on the basis of international experience organizes payment instruments that are used by hawaladars (operators of hawala system) through traditional and modern models of the transfer of money and valuables for equalization of mutual obligations and implementation of customers transfers.

Having analyzed the world experience in the field the author studies the place hawala system in the category of money or value transfer systems, shows the economic nature of the hawala system and depicts the mechanism of transactions through the hawala system.

Having analyzed the world experience in the field author suggests the definition of money or value transfer systems, shows the place of hawala system in the mentioned category, gives historical review and outlines the core traits of hawala system in the article.

The article outlines the basic sources of financing terrorist formations worldwide, the transfer to the network principles of organization and gives the broad picture of reduction in outer sources and diversification of inner sources of terrorism financing in the North Caucasus.